Pengaruh Perceived Ease Of Use, Fianancial Literacy Terhadap Keputusan Belanja Online Shoping dengan Islamic Lifestyle sebagai Faktor Pemoderasi
DOI:
https://doi.org/10.55681/jige.v6i1.3599Keywords:
Perceived Ease of Use, Financial Literacy, Islamic lifestyle, Online ShoppingAbstract
The growth of information technology is growing rapidly in Indonesia, including in the city of Bukittinggi, West Sumatra province. So that it changes the tendency of millennial lifestyles towards using gadgets with the ease of features and applications offered. One of them is the widespread use of online shopping among millennials due to the ease of buying products with technological advances. The focus of this study is to see the use of online shopping among millennials. The purpose of this study is to see the effect of perceived ease of use and financial literacy on the decision to use online shopping with Islamic lifestyle as a moderating factor. This study uses primary data using the quantitative correlation research method with a Likert scale instrument distributed through Google Form as many as 150 samples using purposive sampling, which is a non-probability sampling technique. The data analysis tool in this study uses Warp PLS 8.0. The results of this study show that perceived ease of use and financial literacy have a significant effect on online shopping decisions, while Islamic lifestyle has a positive effect as a moderating factor between perceived ease of use and financial literacy on online shopping decisions
Downloads
References
Akram, M. (2020). Theory of Consumer Behavior : An Islamic Perspective. MPRA Munich Personal RePEc Archive, 104208.
Al-Amin, A.-A., Alfia, N., Subeno, H., Andespa, W., & Sabri, S. (2023). The Effect of Claim Service Quality on the Decision to Buy Sharia Insurance Products (Case study on Sharia Insurance in Indonesia). GIC Proceeding, 1, 396–407.
Al-Amin, A.-A., & Andespa, W. (2022). Income and Cost Analysis of Profitability in the Baitul Maal Wa Tamwil Sidogiri Savings and Loans Cooperative, Mempawah Branch. JOVISHE: Journal of Visionary Sharia Economy, 1(1), 75–87.
Amin, A.-A., & Taufiq, M. M. (2023). Analisis Pengaruh Hifdz Al Maal Terhadap Pengelolaan Harta Pada Pedagang Muslim Pasar Aur Kuning Kota Bukittinggi. JESI (Jurnal Ekonomi Syariah Indonesia), 12(2), 163–169.
Amin, A., Putra, R., Subeno, H., Bashir, H., Andespa, W., & Ridwan, A. (2023). Penerapan dan Urgensi Model Model Cash Waqaf (Studi pada Hasil Jurnal Penelitian di Indonesia). Journal on Education, 5(2), 3095–3107.
Astuti, W., & Prijanto, B. (2021). Faktor yang Memengaruhi Minat Muzaki dalam Membayar Zakat Melalui Kitabisa.com: Pendekatan Technology Acceptance Model dan Theory of Planned Behavior. Al-Muzara’Ah, 9(1), 21–44. https://doi.org/10.29244/jam.9.1.21-44
Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS Quarterly: Management Information Systems, 13(3), 319–339. https://doi.org/10.2307/249008
Dilasari, D., Mulyati, S., & Kurniawan, A. (2020). Pengaruh Financial Literacy, Life Style, Locus Of Control Dan Demografi Terhadap Perilaku Konsumtif Generasi Milenial Di Kota Subang. JASS (Journal of Accounting for Sustainable Society), 2(02).
Dutot, V., Bhatiasevi, V., & Bellallahom, N. (2019). Applying the technology acceptance model in a three-countries study of smartwatch adoption. Journal of High Technology Management Research, 30(1), 1–14. https://doi.org/10.1016/j.hitech.2019.02.001
Fahlevi, P., & Dewi, A. O. P. (2019). Analisis Aplikasi Ijateng Dengan Menggunakan Teori Technology Acceptance Model (TAM). Jurnal Ilmu Perpustakaan, 8(2), 103–111.
Faulina, A., Dewi, R. S., & Arif, E. (2021). Fenomena Online Shopping Sebagai Gaya Hidup Dan Strategi Pemberdayaan Ekonomi Umat Islam Di Masa Pandemi Covid 19. TATHWIR: Jurnal Pengembangan Masyarakat Islam XII, 1, 46–59.
Hidayah, N., & Permana, B. (2023). Pengaruh Literasi Keuangan terhadap Keputusan Pembelian pada Pemanfaatan Layanan Jasa Keuangan Investasi Aplikasi Bibit. JIIP-Jurnal Ilmiah Ilmu Pendidikan, 6(11), 8968–8976.
Hidayat, A., Abdullah, W., Zulfikar, A., & Darussalam, A. (2023). Pengaruh Literasi Keuangan Syariah, Gaya Hidup, Dan Lingkungan Sosial Terhadap Pola Konsumsi Dengan Religiusitas Sebagai Variabel Moderasi. Prosiding Nasional 2023, h. 230.
Jaya, I. G. N. M., & Sumertajaya, I. M. (2008). Pemodelan Persamaan Structural dengan Partial Least Square. Semnas Matematika Dan Pendidikan Matematika, 118–132.
Karahanna, E., & Straub, D. W. (1999). The psychological origins of perceived usefulness and ease-of-use. Information and Management, 35(4), 237–250. https://doi.org/10.1016/S0378-7206(98)00096-2
Linnatunnisa, S. (2022). Pengaruh gaya hidup dan perceived ease of use terhadap keputusan mahasiswa menggunakan mobile banking dengan sikap pengguna sebagai variabel mediasi.
Miftachul Jannah, A., & Rokhmani, L. (2021). Pengaruh gaya hidup, kecerdasan emosional dan literasi keuangan terhadap rasionalitas konsumsi mahasiswa pendidikan ekonomi angkatan 2018 Universitas Negeri Malang. Jurnal Ekonomi, Bisnis Dan Pendidikan, 1(7), 697–686. https://doi.org/10.17977/um066v1i72021p697-686
Puteri, H. E. (n.d.). Menentukan Populasi dan Sampel Dalam Riset-Riset Ekonomi dan Perbankan Islam.pdf. Fakultas Ekonomi Dan Bisnis Islam, IAIN Bukittinggi, Indonesia Hesiekaputeri@iainbukittinggi.Ac.Id.
Rahmi, A. L., & Gunawan, A. (2020). Home garden concept of Rumah Gadang based on Minangkabau culture. IOP Conference Series: Earth and …. https://doi.org/10.1088/1755-1315/501/1/012022
Suryawirawan, O. A. (2019). Perceived Ease of Use dan Perceived Usefulness terhadap E-Commerce Intention melalui Aplikasi Online Shop pada Mahasiswa di Surabaya. Jurnal Mebis, 4(1), 1–8.
Tarantang, J., Awwaliyah, A., Astuti, M., & Munawaroh, M. (2019). Perkembangan Sistem Pembayaran Digital Pada Era Revolusi Industri 4.0 Di Indonesia. Jurnal Al-Qardh, 4(1), 60–75. https://doi.org/10.23971/jaq.v4i1.1442
Wulandari, W., Japarianto, E., & Tandijaya, T. N. B. (2022). Penerapan Technology Acceptance Model (Tam) Terhadap Perilaku Konsumen Mobile Banking Di Surabaya. Jurnal Manajemen Pemasaran, 16(2), 126–132. https://doi.org/10.9744/pemasaran.16.2.126-132
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Zelfia Khairani, Rusyaida

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.