Jurnal Ilmiah Global Education

Pengembangan Buku Cerita Bergambar Berbasis Kearifan Lokal Untuk Meningkatkan Minat Baca Siswa Kelas VI Sekolah Dasar

Nurwahida, Eny Syatriana, Andi Adam — Wed, 08 Oct 2025 00:00:00 +0000

The objectives of this study are: (1) to develop a picture book based on local wisdom that is valid, practical, and attractive for students in the sixth grade of elementary school, and (2) to determine the effectiveness of the use of these products in increasing students ' reading interest. This type of research is Research and Development using ADDIE Development model (Analysis, Design, Development, Implementation,and Evaluation ). The subjects of the study consisted of 15 sixth grade students in one of the elementary schools in Pangkajene and Kepulauan Regency. The instruments used included expert validation sheets (material, media, language), practical response questionnaires by teachers and students, and reading interest questionnaires given before and after the intervention. Data were analyzed using descriptive statistical techniques and inferential statistics. The results showed that: (1) the picture story book products developed were declared “very Valid” by experts and “very practical” to be used by teachers and students in learning. (2) this product is proven to be effective in increasing students ' reading interest. This is evidenced by the increase in the average score of students ' reading interest from 47% (medium category) at the time of pre-test, to 81% (very high category) at the time of post-test. (3) the results of the paired t-test showed a statistically significant difference with the T-value: (9,18) > Ttable: (2,145), which confirmed that the increase in reading interest was an impact of the intervention given.

Peran Fasilitator Pendamping dan Teknologi Keuangan terhadap Pengelolaan Keuangan Ibu Pelaku UMKM di Kecamatan Sakra Timur Kabupaten Lombok Timur

Idayani, Sulkiah — Wed, 08 Oct 2025 00:00:00 +0000

This study aims to analyze the influence of facilitator roles and financial technology on the financial management of women micro, small, and medium enterprise (MSME) entrepreneurs in Sakra Timur District, East Lombok Regency. A quantitative method with a survey research design was used in this study. Data were collected through questionnaires distributed to 100 respondents who were women MSME entrepreneurs in the area. Data analysis was conducted using multiple linear regression to examine the relationship between the independent variables (facilitator roles and financial technology) and the dependent variable (financial management). The results showed that the role of facilitators had no significant effect on the financial management of women MSME entrepreneurs. These findings indicate that the utilization of financial technology can improve financial management among MSME actors, whereas the facilitator role does not make a significant contribution.

Pengaruh Pertumbuhan Asuransi Syariah, Investasi Asuransi Syariah Terhadap Pertumbuhan Ekonomi Indonesia

Ainil Harnita Simanullang, Isnaini Harahap, Tri Inda Fadhila Rahma — Wed, 08 Oct 2025 00:00:00 +0000

Indonesia, known as the country with the largest Muslim population, holds significant potential for the development of the Islamic finance industry, particularly in the sectors of Islamic insurance and Islamic investment. The positive growth of this industry is reflected in the increasing assets, premiums, and investment returns from year to year. However, the contribution of this sector to national economic growth remains relatively low. This study aims to analyze the extent to which the growth of Islamic insurance and Islamic insurance investments affect Indonesia’s economic growth. The research method employed is a quantitative approach using multiple linear regression analysis, with quarterly time series data from 2016 to 2023. Secondary data obtained from OJK and BPS were analyzed to measure the contribution of the Islamic financial sector to Indonesia’s Gross Domestic Product (GDP). The findings reveal that, simultaneously, Islamic insurance assets and investments have a significant impact on economic growth. Partially, the growth of Islamic insurance assets has a significant positive effect, while Islamic insurance investments show a significant negative effect. The coefficient of determination of 82.3% indicates that the two independent variables are able to explain most of the variation in national economic growth. These findings carry strategic implications, suggesting that although Islamic insurance has great potential as a driver of development, the optimization of its investment allocation toward productive sectors needs to be strengthened to foster inclusive and consistent economic growth.

Indonesia yang dikenal sebagai negara dengan populasi Muslim terbesar, berpeluang besar dalam pengembangan industri keuangan syariah, khususnya di sektor asuransi syariah dan investasi syariah. Pertumbuhan positif industri ini ditandai dengan meningkatnya aset, premi, dan hasil investasi dari tahun ke tahun. Namun, kontribusi sektor ini terhadap pertumbuhan ekonomi nasional masih tergolong rendah. Penelitian ini dilakukan dengan tujuan untuk menganalisis sejauh mana pertumbuhan asuransi syariah serta investasi asuransi syariah memengaruhi pertumbuhan ekonomi Indonesia. Metode penelitian yang digunakan ini adalah pendekatan kuantitatif dengan teknik analisis regresi linear berganda, menggunakan data runtut waktu (time series) kuartalan dari tahun 2016-2023, Data sekunder yang diperoleh dari OJK dan BPS dianalisis untuk mengukur kontribusi sektor keuangan syariah terhadap Produk Domestik Bruto (PDB) Indonesia. Hasil penelitian ini menemukan bahwa secara simultan, aset dan investasi asuransi syariah memiliki dampak signifikan terhadap pertumbuhan ekonomi. Secara parsial, pertumbuhan aset asuransi syariah memiliki pengaruh positif yang signifikan, sedangkan investasi asuransi syariah menunjukkan pengaruh negatif yang signifikan. Koefisien determinasi sebesar 82,3% menunjukkan bahwa kedua variabel independen mampu menjelaskan sebagian besar variasi dalam pertumbuhan ekonomi nasional. Temuan ini memberikan implikasi strategis bahwa meskipun asuransi syariah memiliki potensi besar sebagai pendorong pembangunan, optimalisasi alokasi investasinya ke sektor produktif perlu diperkuat untuk menciptakan pertumbuhan ekonomi yang inklusif dan konsisten.

Financial Strategies to Increase the Profitability of Women-Owned MSMEs: Focus on Liquidity, Solvency, Asset Turnover, and Business Capital from a Behavioral Perspective

Fri, 24 Oct 2025 00:00:00 +0000

Currently, MSMEs are mostly managed by women. The purpose of this study is to analyze the financial performance of women in MSMEs in Purwokerto. This study uses primary data. Data collection was carried out by distributing questionnaires to female MSME owners in Purwokerto. The method applied as a sampling technique was the Convenience sampling method with a sample size of 150 respondents. Then, the respondent data was processed using SmartPLS software. The steps carried out in data processing were outer model testing, model feasibility testing, and hypothesis testing. The results of the study indicate that Liquidity, assets, and business capital have a positive and significant effect on the profitability of women's MSMEs. Solvency does not affect the profitability of women's MSMEs. The variables of liquidity, assets, and business capital have been shown to play a very important role in improving financial performance and stopping the business of women's MSMEs in Purwokerto.

Improving Student Learning Outcomes Through The Wordwall-Assisted Problem Based Learning Model on The Human Digestive Organs

Fitriyatun Nisa, Eliya Rochmah, Nugraha Permana Putra — Fri, 24 Oct 2025 00:00:00 +0000

This study aims to improve student learning outcomes through the application of problem-based learning models assisted by wordwall media on the material of human digestive organs in grade V of SDN 2 Lemah Mekar. The method used is classroom action research (CAR) through two cycles. Each cycle consists of the stages of digestion, implementation, observation and reflection. The results of the study showed an increase in learning outcomes from the pre-cycle with a percentage of 31% increasing to 61.54% in cycle I and reaching 92.31% in cycle II. The problem-based learning model provides opportunities for students to be active in solving problems and discussing, while the wordwall media makes learning more interesting and interactive. Thus, the application of the problem-based learning model assisted by wordwall media is proven to be effective in improving student learning outcomes on the material of human digestive organs.

Analysis of Class Management by Teachers to Improve Student Discipline at SDN 1 Sumber

Siti Uripah, Nugraha Permana Putra, Eliya Rochmah — Fri, 24 Oct 2025 00:00:00 +0000

This research is motivated by the low level of student discipline in class 3B of SDN 1 Sumber, characterized by late arrival, inattention during class, and violations of class rules. The purpose of this study is to describe the planning, strategies, and impact of classroom management implemented by teachers in improving student discipline. The method used was descriptive qualitative research, with data collection techniques through observation, interviews, and documentation. The research subjects consisted of the class 3B teacher and 25 students. The results indicate that the teacher designed a classroom management plan that took into account the students' conditions, established clear rules, and provided supportive learning resources. The strategies used included a persuasive approach, the use of rewards and punishments, and the implementation of positive discipline through role modeling and habituation. The impact of these strategies is seen in improved student discipline, both in terms of punctuality, compliance with rules, and increased participation in class. In conclusion, classroom management designed systematically and humanely by teachers can create a conducive learning environment and encourage disciplined behavior in students.