Jurnal Ilmiah Global Education

Pengembangan Buku Cerita Bergambar Berbasis Kearifan Lokal Untuk Meningkatkan Minat Baca Siswa Kelas VI Sekolah Dasar

2025-10-03T01:25:11+00:00

The objectives of this study are: (1) to develop a picture book based on local wisdom that is valid, practical, and attractive for students in the sixth grade of elementary school, and (2) to determine the effectiveness of the use of these products in increasing students ' reading interest. This type of research is Research and Development using ADDIE Development model (Analysis, Design, Development, Implementation,and Evaluation ). The subjects of the study consisted of 15 sixth grade students in one of the elementary schools in Pangkajene and Kepulauan Regency. The instruments used included expert validation sheets (material, media, language), practical response questionnaires by teachers and students, and reading interest questionnaires given before and after the intervention. Data were analyzed using descriptive statistical techniques and inferential statistics. The results showed that: (1) the picture story book products developed were declared “very Valid” by experts and “very practical” to be used by teachers and students in learning. (2) this product is proven to be effective in increasing students ' reading interest. This is evidenced by the increase in the average score of students ' reading interest from 47% (medium category) at the time of pre-test, to 81% (very high category) at the time of post-test. (3) the results of the paired t-test showed a statistically significant difference with the T-value: (9,18) > Ttable: (2,145), which confirmed that the increase in reading interest was an impact of the intervention given.

Peran Fasilitator Pendamping dan Teknologi Keuangan terhadap Pengelolaan Keuangan Ibu Pelaku UMKM di Kecamatan Sakra Timur Kabupaten Lombok Timur

2025-09-30T01:43:23+00:00

This study aims to analyze the influence of facilitator roles and financial technology on the financial management of women micro, small, and medium enterprise (MSME) entrepreneurs in Sakra Timur District, East Lombok Regency. A quantitative method with a survey research design was used in this study. Data were collected through questionnaires distributed to 100 respondents who were women MSME entrepreneurs in the area. Data analysis was conducted using multiple linear regression to examine the relationship between the independent variables (facilitator roles and financial technology) and the dependent variable (financial management). The results showed that the role of facilitators had no significant effect on the financial management of women MSME entrepreneurs. These findings indicate that the utilization of financial technology can improve financial management among MSME actors, whereas the facilitator role does not make a significant contribution.

Pengaruh Pertumbuhan Asuransi Syariah, Investasi Asuransi Syariah Terhadap Pertumbuhan Ekonomi Indonesia

2025-09-07T15:53:05+00:00

Indonesia, known as the country with the largest Muslim population, holds significant potential for the development of the Islamic finance industry, particularly in the sectors of Islamic insurance and Islamic investment. The positive growth of this industry is reflected in the increasing assets, premiums, and investment returns from year to year. However, the contribution of this sector to national economic growth remains relatively low. This study aims to analyze the extent to which the growth of Islamic insurance and Islamic insurance investments affect Indonesia’s economic growth. The research method employed is a quantitative approach using multiple linear regression analysis, with quarterly time series data from 2016 to 2023. Secondary data obtained from OJK and BPS were analyzed to measure the contribution of the Islamic financial sector to Indonesia’s Gross Domestic Product (GDP). The findings reveal that, simultaneously, Islamic insurance assets and investments have a significant impact on economic growth. Partially, the growth of Islamic insurance assets has a significant positive effect, while Islamic insurance investments show a significant negative effect. The coefficient of determination of 82.3% indicates that the two independent variables are able to explain most of the variation in national economic growth. These findings carry strategic implications, suggesting that although Islamic insurance has great potential as a driver of development, the optimization of its investment allocation toward productive sectors needs to be strengthened to foster inclusive and consistent economic growth.

Indonesia yang dikenal sebagai negara dengan populasi Muslim terbesar, berpeluang besar dalam pengembangan industri keuangan syariah, khususnya di sektor asuransi syariah dan investasi syariah. Pertumbuhan positif industri ini ditandai dengan meningkatnya aset, premi, dan hasil investasi dari tahun ke tahun. Namun, kontribusi sektor ini terhadap pertumbuhan ekonomi nasional masih tergolong rendah. Penelitian ini dilakukan dengan tujuan untuk menganalisis sejauh mana pertumbuhan asuransi syariah serta investasi asuransi syariah memengaruhi pertumbuhan ekonomi Indonesia. Metode penelitian yang digunakan ini adalah pendekatan kuantitatif dengan teknik analisis regresi linear berganda, menggunakan data runtut waktu (time series) kuartalan dari tahun 2016-2023, Data sekunder yang diperoleh dari OJK dan BPS dianalisis untuk mengukur kontribusi sektor keuangan syariah terhadap Produk Domestik Bruto (PDB) Indonesia. Hasil penelitian ini menemukan bahwa secara simultan, aset dan investasi asuransi syariah memiliki dampak signifikan terhadap pertumbuhan ekonomi. Secara parsial, pertumbuhan aset asuransi syariah memiliki pengaruh positif yang signifikan, sedangkan investasi asuransi syariah menunjukkan pengaruh negatif yang signifikan. Koefisien determinasi sebesar 82,3% menunjukkan bahwa kedua variabel independen mampu menjelaskan sebagian besar variasi dalam pertumbuhan ekonomi nasional. Temuan ini memberikan implikasi strategis bahwa meskipun asuransi syariah memiliki potensi besar sebagai pendorong pembangunan, optimalisasi alokasi investasinya ke sektor produktif perlu diperkuat untuk menciptakan pertumbuhan ekonomi yang inklusif dan konsisten.