Safitri, Maria, Harjum Muharam, and Irene Rini Demi Pangestuti. “The Role of Financial Technology (FinTech) in Enhancing MSMEs’ Access to Finance: A Study from the Perspective of Financial Management”. Jurnal Ilmiah Global Education 6, no. 3 (September 7, 2025): 1748–1756. Accessed March 22, 2026. https://ejournal.nusantaraglobal.ac.id/index.php/jige/article/view/4069.